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Life Insurance

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Whether you’re just starting out or are a business executive in South Carolina, life insurance is available at competitive rates through Schirmer Insurance Group, LLC.

Have you ever considered how much your family relies on you? From contributing financially to raising your children, every little thing you do for your family adds up. Now, consider this – if something were to happen to you, what kind of hole would be left for your family to fill?

While it may be difficult to imagine, it’s important to prepare in advance for a time when you may no longer be around – the experienced agents at Schirmer Insurance Group, LLC will assist you through this process from our office in South Carolina. Life insurance policies are designed to help you feel more secure about moving toward the future. Our agents are experts on life insurance in South Carolina and can help you streamline the process of selecting the perfect policy.

Whether you’re a young professional just starting out or a veteran business executive in South Carolina, life insurance can offer you many options. By teaming with Schirmer Insurance Group, LLC, you’ll have the opportunity to provide a financial pillow for your loved ones should an unexpected death occur. Our dedicated team of life insurance professionals understands South Carolina’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity – cannot be used as cash value.

Whole Life Insurance Basics:

  • Exactly like it says – permanent, not for a specific period.
  • Protection carries with you your whole life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable in the long run.

Term and Whole Life Combined:

  • Build lifelong base of whole live coverage.
  • Supplement specific times of your life with term insurance.

Determining the appropriate type of life insurance can become an overwhelming task. Schirmer Insurance Group, LLC is available to assist you while selecting life insurance in South Carolina.

No matter where you reside in South Carolina, life insurance is available at competitive rates through Schirmer Insurance Group, LLC. Give us a call today at 843-881-4707 or fill out the form on this page for more information.

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