SR22 Insurance in South Carolina

Driving is a big responsibility. When you are behind the wheel, you are not only responsible for your own safety but that of your passengers and other road users including pedestrians. In addition to the numerous risks to your personal safety and that of others, dangerous driving often comes at a price, including hefty fines and increased car insurance costs. In South Carolina, in the event that you have been convicted of an offense such as DUI or driving without car insurance, you may also have to file a form for SR22 insurance.

An SR22 form is a way of proving that you have met the minimum insurance requirements of the state and are able to be financially responsible for the costs of an accident that you are involved in. Generally your insurance costs will be higher than other drivers’ due to your driving record which makes you a higher perceived risk than drivers who have a history of no traffic offenses.

This type of auto insurance is a way for drivers who may have had their license suspended to legally drive again. While you are under SR22 insurance you will need to be extremely careful not to re-offend, as this will usually mean your insurance privileges will be revoked and you will be unable to drive. For more information about SR22 insurance and South Carolina mandatory insurance laws, contact one of our agents.

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