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As a Resident, You Should Feel Confident about Your Flood Insurance in Charleston, SC for Protection!

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As a resident of South Carolina, you know your home is exposed to unique risks all year round. Knowing this fact means you need to be prepared for the worst. Taking safety precautions will help you avoid damages and financial loss to your property. However, are you having doubts about security of the area you live in and how prone you may be to flooding? This uncertainty can be turned to confidence once you have flood insurance from Charleston, SC.

Heavy rains throughout the spring season will not let up. This reality is why many Garden City homeowners feel that due to damaging weather, they won’t be safe on their property. Therefore, they are asking officials for help to fix the problem. The issue is for residents living near the marsh and canals will experience major flooding problem if heavy rain or a high tide comes through. Many have said it is a growing problem that has been around for years.




It is speculated that the flooding is partly due to sand washed into the canals during Hurricane Hugo, which is costing local homeowners thousands worth of damage each year. A contributing factor to the flooding could be a blocked drain. If this is the problem, then the residents suggest that the canals to be dredged or to raise the bridge so the water runs off on the sides rather than onto the road and into homes.

It is still unknown whether authorities are planning to do anything to fix the problem, but if you need immediate help with flood damages, Sam Schirmer Insurance is here for you and your family. We are dedicated to protecting the local community from all types of disaster that may cause serious damages. So if your home is filled with water from heavy rain or high tides, you need flood insurance Charleston SC can trust for protection!

The low-lying topography, combined with a humid subtropical climate, makes South Carolina highly vulnerable to inland flooding. This is why you need this policy to protect your possessions and family. It is important to understand that typical homeowners insurance does not cover flood damage. So depending on your property’s location and flood history, there are different policies available for flood insurance. Charleston, SC residents can choose from standard flood or preferred risk flood insurance, which will both safeguard your residence thoroughly. There is no reason why you should place your home and livelihood at risk, so let us help you create a customized policy for your safety!

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