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Maintain a Safe Residence for Your Family with Renters Insurance South Carolina Loves!

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When you move into an apartment, you never know what kind of neighbors will be next door. Although you want to keep your family safe from harm, some bad habits, such as smoking, will indirectly affect your loved ones. What if a neighbor smokes and causes a fire or health issues for your children? This is a real possibility, so in order to protect your residence, valuables, and family, you need renters insurance in South Carolina.

According to The Sacramento Bee, the city of Elk Grove may become first city in the Sacramento region to restrict smoking inside rental units of apartment buildings. This huge decision would affect many lives on both sides of the spectrum. It would provide clean air for residents, but also alter the lifestyle of long time addicts. Yet, the California Apartment Association and the Rental Housing Association of Sacramento Valley are opposed to setting limits. Instead, they urge landlords and owners to set their own policies for properties.



Spokesman for the Rental Housing Association, Cory Koehler, explained that a voluntary approach is working effectively, where many units are already designated as smoke-free. The group is encouraging the education landlords in the Sacramento area about the advantages of no smoking. “We support an owner’s right to choose if he or she wants to create a nonsmoking building. We don’t support a city coming and mandating that,” Koehler said.

At Sam Schirmer Insurance, we believe no matter what the outcome of this issue, you need to protect your residence from risks. Whether you are exposed to a fire, heavy rain fall, or other damages, you need quality renters insurance South Carolina can trust for security. Your family comes first, and our team will do what it takes to keep them safe from unexpected disasters.

Did you know that your landlord’s home insurance will not cover you and your assets? A landlord’s policy covers only the physical structure of the rental property, but not your belongings. This is why you need this policy to cover your valuables. We can help you customize this package so you can secure all aspects of the space you rent. There are many options to consider in determining the exact coverage you need. So let our friendly agents guide you towards the perfect renters insurance in South Carolina for your family!

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