If you rent your place of residency you need to make sure you are covered with renters insurance. South Carolina residents should understand that renters insurance acts as a homeowners insurance policy for those who rent. Having renters insurance will protect you and your assets. It can also help to mediate the cost of damages should anything happen to a rental property that you are living in.
Did you know that your landlord’s home insurance will not cover you and your assets? A landlord’s policy covers only the physical structure of the rental property- not your belongings. If the person who owns the building has renters insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings.
At Sam Schirmer Insurance, we can protect your personal assets and belongings by securing a renters insurance policy that is designed especially for tenants.
Most often, renters insurance covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises, and unfortunate lawsuits.
There are many options to consider in determining the exact coverage you need from your renters insurance. South Carolina clients will benefit from working with our expert insurance specialists, who are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.
Contact us today for more information about renters insurance. South Carolina renters will save money and protect their assets with insurance from Sam Schirmer Insurance.