Coastal Home Insurance
Insuring your dream home, along the coastline, certainly can be difficult if you lack the right resources.
It’s true—insurance companies across the country are feeling the pain that results from significant losses, due to the frequency and severity of coastal storms. Insuring shore-side properties can be a complicated process. To be sufficiently protected against all possible risks, several insurance endorsements may be required—so where do you even begin?
Luckily for you, at Sam Schirmer Insurance we specialize in helping coastal homeowners find the distinct coverage they need for their shoreline homes. We have the skilled expertise and knowledge needed to accurately assess your risks exposures and help you craft the perfect coverage plan—one that genuinely matches your unique property’s needs.
As a homeowner it’s crucial you understand all of the risks your property is exposed to. The three types of insurance policies – or additional endorsements – that most often are needed to adequately protect coastal homes are:
- High Hazard Homeowners – also known as Peril Insurance
At Sam Schirmer Insurance, we can help you customize a multi-lines insurance policy that combines all the necessary protections you need, including losses affecting the building, its content, loss of other personal possessions and liability.
Get the coverage you both need and deserve for your shoreline home. Contact Sam Schirmer Insurance to speak with one of our insurance specialists about your options today!